Mobica

FinTech

Our fast growing, specialist FinTech division partners with the leading innovators within the payments industry. Together we’re working to revolutionise the way that consumers pay and manage their accounts, while empowering our customers with new payments solutions, analytics and automation products – enabling them to grow their business and provide new value added services to their end users.

In an increasingly competitive and dynamic market, we work as a key partner to world leading financial services providers to develop, deploy and maintain a broad range of mobility and enterprise solutions.

Taking a consultative approach, we’re building a broad range of bespoke and innovative solutions including mobile cloud based payments, mobile and online payments, mobile money, commerce, retail banking, digital channels, enterprise communications, accountancy and value added services.

Banking & digital channels

We develop digital banking solutions for world-leading financial institutions looking to become multi-channel and further enhance their customer experience. Our Tier 1 customers have a global presence and are rapidly expanding in the APAC, MEA, European and U.S. markets. Our near shore teams are working on programme management, core server side and mobile client development, integration, customisation and QA testing. Working collaboratively, we’re helping our customers meet strict delivery deadlines, alleviate project management, optimise efficiency and improve quality.

We’re also providing testing consultancy and support to transform our customers’ testing organisation to comply with certification standards. These include test health checks to assess existing processes, test automation, performance testing, usability, UAT, and SDET.

Mobile payments

From embedded software development to mobile cloud based payments including using a secure element, we’re working at the forefront of mobile payments technology for the FinTech innovators and world leading technology companies. Our software development expertise in this area covers the entire stack from working on embedded Linux development for semiconductor and payment hardware manufacturers, through to networking and middleware, mobile client (iOS, Android and Windows), UI and Cloud based infrastructures.

Our teams are designing, developing and integrating white label payments solutions and SDKs to help our customers grow their businesses by easing the on-boarding process.

Key areas include:

  • Cloud based payments
  • Tokenization
  • Host card emulation (HCE)
  • NFC
  • EMV migration
  • Mobile payments applications
  • Payment terminals
  • Digital wallets
  • Credential management
  • Smart ticketing
  • Mobile money transfers & remittances

Retail

Working on a broad range of solutions including mobile and web-based applications to revolutionize commerce and the way in which consumers transact, we’re creating new value added services for retailers, telcos, payment terminal manufacturers and financial institutions.

Key areas include:

  • mPOS / POS
  • Payment service provider integrations
  • Payment & eCommerce/mCommerce applications
  • Loyalty programmes
  • Pre-paid & voucher management systems

Enterprise solutions

From feasibility studies to end-to-end software development, we’re developing bespoke solutions for our customers that are designed to automate processes and offer rich communications for customer on-boarding, money lending, retail bank servicing, wealth management and insurance products.

White Paper

In this white paper, Mobica discusses the impact the Directive has on users following recent changes to the banking industry.  Defining PSD2 and providing an overview of Mobica’s partnership with a FinTech innovator to develop a prototype solution inspired by the Legislation which won the 2016 Barclay’s Rise Hackathon. Followed by a discussion of how Mobica expects the open banking platform of PSD2 to grow and how new technologies present additional opportunities within this sector.

Mobica sees the biggest challenges as coming from three aspects: firstly, ensuring customer acceptance of this new marketplace with secure easier payment methods; secondly, how the open banking platform can benefit traditional banks, customers and Fintechs; lastly, what technologies in isolation or combination allow for Strong Customer Authentication (SCA), whilst improving the customer experience.

Download here >

To find out more about PSD2, click here >

Partners & Affiliations

Apple

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Apple

Apple

We’ve been a member of the Apple MFi Program for Developers since early 2015, and we’re presently working with our key customers to develop and deliver within Apple’s Ecosystem.

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eServ Global

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eServ Global

eServ Global

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Mastercard

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Mastercard

Mastercard

As an identified MasterCard Licensee Partner, we’re able to develop and connect to MasterCard’s ‘MasterPass’ digital wallet and access the specifications to ensure compliance with MasterCard’s standards. The partnership recognises Mobica’s significant expertise in developing and integrating solutions based on MasterCard SDKs.

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Misys

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Misys

Misys

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Miura

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Miura

Miura

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PayPal

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PayPal

PayPal

We have expertise in the integration and development of PayPal products and payment solutions.

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Proxama

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Proxama

Proxama

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Sum Up

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Sum Up

Sum Up

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TNS

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TNS

TNS

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Visa

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Visa

Visa

As a Visa Europe Technology Partner and a recognised member of Visa’s Technology Partner Programme, we’re permitted to access Visas specifications and documentation needed for compliance with industry standards. Mobica has expertise in using Visa solutions to administer development and integration services.

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Customer experience

“We have worked with Mobica over the past two to three years and found their engagement from scoping to software delivery as both professional and flexible to our business needs. They would certainly be a development partner we would be happy to engage with in the future.”

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Mobica in action

Embedded security specialist

We successfully developed a HCE based mobile payment application as a Proof of Concept to demonstrate mobile payment facilitated by Android mobile devices. Our customer’s award-winning HCE solution is now part of its main product portfolio.

Mobile money specialist

We supported the development of value-added solutions for telco operators looking to grow their presence within the unbanked markets, developing mobile money and remittance solutions including voucher management systems, couponing and loyalty.

View Case study >

Financial software specialist

We developed a mobile banking solution on various platforms including Windows Phone. Support including end-to-end development of solutions to integrate with back-end servers and customisation to ensure scalability.

View Case study >

Global leading mobile money services provider

We’ve developed a number of white label solutions for Tier 1 banks and telcos including mPOS, mobile banking, loyalty and pre-paid/top-ups. Our support ranges from requirements capture and architecture design to development, integration, customisation and testing.

Contact our Fintech team

If you have any enquiries about the work we do, or would like to speak to one of the Fintech team directly, please email fintechsales@mobica.com

or call +44 (0)1625 446140.